LIFE INSURANCE

Life insurance in Goa is one of the most reliable ways to secure your family’s financial future. It offers peace of mind knowing your loved ones will be protected in case of any unforeseen event. Whether you’re just starting your career, raising a family, or planning for retirement, our life insurance plans can be tailored to your unique needs at every stage of life. At Shalchandra Investments, we help you choose the right term insurance or whole life policy to ensure complete financial protection.

✔️ Coverage is available from birth up to the age of 85
✔️ Includes both life cover and maturity benefits
✔️ Optional accident protection for enhanced safety
✔️ Tax-free returns under Section 10(10D) of the Income Tax Act
✔️ Helps you plan long-term goals like education, marriage, or retirement

With a variety of traditional plans available, you can enjoy guaranteed returns along with life coverage — ensuring your present is secure and your future is planned.

Term Insurance

Term insurance is a type of life insurance that provides financial coverage to your family for a specific period (term). If the insured person passes away during this term, the nominee receives the death benefit. It is one of the most affordable ways to ensure your loved ones are financially secure in your absence.

Loan & Liabilities Policy

Secure your outstanding loans and financial liabilities with a value- for- money term insurance plan. Choose coverage that matches both your debt and your human life value, ensuring your family stays protected even in your absence.

Pension Plans

 

 

 

 

In today’s inflation-driven world, Pension plans help you secure your retirement by creating stable, passive income streams that support your lifestyle and future goals.

 
 
 
Child Education Plan

Give your child the gift of a world-class education by investing early. Secure a dedicated college fund to stay ahead of rising education costs and ensure their bright future.

Tax Saving Plan

 

 

Save up to ₹1.5 lakhs under Section 80C by investing in life insurance or mutual funds. Get additional tax benefits under 80D for health insurance and 80G for charitable donations.

 
 
 

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HEALTH INSURANCE

Rising healthcare costs make choosing the best health insurance in Goa more important than ever. A reliable health insurance plan ensures that you and your family are financially protected from unexpected medical expenses and life’s uncertainties.

✔️ Covers everything from hospitalization to critical illness
✔️ Special plans for senior citizens, maternity, and lifestyle diseases
✔️ Super Top-Up and Disability Insurance options available
✔️ Tax benefits under Section 80D of the Income Tax Act
✔️ Peace of mind for you and your loved ones

At Shalchandra Investments, we help you choose the right plan to stay healthy, secure, and financially stress-free.

Medical Insurance

 

 

 

Medical Insurance is essential as medical costs rise sharply each year. It protects your savings and ensures access to quality care. Under Section 80D, you can also claim tax benefits up to ₹50,000 based on age and policy.

 
 
 
Critical Illness Policy

 

 

 

 

Critical Illness Policy pays a lump sum on diagnosis of serious illnesses (up to 92 conditions). It gives you cash to use as needed—treatment, travel, or savings. Available for ages 18–65, with coverage from ₹5 lakhs to ₹2 crores. Ideal for financial protection during health crises.

 
 
 
Super Topup Policy

 

 

 

A Top Up Policy adds extra health cover once your main policy limit is used. It has lower premiums, no extra benefits, and lasts one year, with an option to pay for up to three years.

 
 
 
Disability Insurance

Disability Insurance pays for permanent accident-related disabilities. It’s affordable, used by companies and small businesses, and offers tax benefits under Section 80D (₹25,000 for under 60, ₹50,000 for seniors).

Cancer Survivor Insurance

 

 

 

 

Cancer Survivor Insurance is a medical policy designed for people who have recovered from cancer. It covers cancer recurrence after 2 years as well.

 
 
 
Autistic Children Policies

Autistic Children Policy covers children aged 1 to 25 years, providing up to ₹3 lakhs in medical insurance. Parents can buy this policy to support their autistic child’s healthcare needs.

Diabetic Policies

Diabetic/Insulin-Dependent Policy is a medical insurance designed for people who require daily insulin injections.

Heart Care Policies

Heart Care Policy covers heart-related treatments like heart attacks, stents, bypass surgery, and pacemakers, with coverage up to ₹10 lakhs. It’s a medical insurance designed for people with heart conditions.

Smoker Health Insurance Policies

Smoker Health Insurance is for daily smokers. Coverage depends on cigarette consumption and underwriter approval, with a maximum limit of ₹10 lakhs per year.

Maternity Insurance

Maternity Insurance helps couples plan pregnancy with coverage options of 3 months, 1 year, or 2 years, including regular medical insurance.

Ayurveda Treatment Insurance

Ayurveda Treatment Insurance
Many modern health insurance policies now include coverage for Ayurvedic treatments, yoga, Unani, Siddha, and Homeopathy as part of your medical insurance benefits.

Senior Citizen Health Insurance

We offer 5 senior citizen plans in India, with co-pay options from 0% to 30%. Policies are tailored based on age and health, with a ₹50,000 tax rebate under Section 80D.

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Loans

Access to timely loans in Goa can help you achieve your goals without financial stress. Whether it’s for education loans, home loans, business funding, or emergency personal loans, the right financial support empowers you to move forward confidently.

✔️ Flexible options for personal, home, education, and business loans
✔️ Competitive interest rates and easy repayment plans
✔️ Quick approval and hassle-free processing
✔️ Helps manage large expenses without draining savings
✔️ Supports your financial growth and stability

At Shalchandra Investments, we guide you to choose the best loan solutions tailored to your needs—making your dreams possible with financial ease.

Home Loan

Home Loan helps you buy or build your dream home with easy EMI options and competitive interest rates. It makes owning a home affordable and hassle-free.

Business Loan

Business Loan provides quick funds to grow or run your business smoothly, with flexible repayment and competitive rates.

Personal Loan

 

 

 

 

Personal Loan offers quick, unsecured funds for any personal need with easy repayment options and minimal paperwork.

 
 
 

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MOTOR INSURANCE

Motor insurance in Goa protects you and others from financial losses caused by vehicle accidents or damage. Covering cars, bikes, taxis, trucks, and more, it ensures peace of mind and legal compliance on the road. Trust Shalchandra Investments for the best motor insurance plans in Goa.

✔️ Mandatory by law for all vehicle owners in India
✔️ Covers damages to your vehicle and third-party liabilities
✔️ Protects against theft, accidents, and unforeseen risks
✔️ Offers financial security and helps avoid heavy out-of-pocket expenses
✔️ Easy claim process for quick support when needed

At Shalchandra Investments, we help you choose the right motor insurance plan to keep you and your vehicle safe and secure.

2-Wheeler Insurance

2-Wheeler Insurance provides financial protection for your bike or scooter against accidents, theft, and third-party damage. It’s mandatory by law and ensures hassle-free claims and peace of mind on the road.

Car Insurance

Car Insurance protects your vehicle against accidents, theft, and third-party damages. It’s mandatory in India and offers financial security and easy claim support.

Commercial Vehicle Cover

 

 

 

Commercial Vehicle Insurance protects trucks, taxis, and other business vehicles against accidents, theft, and third-party liabilities, ensuring your business stays secure and compliant with the law.

 
 
 
Passenger Carrying

Passenger Carrying Vehicle Insurance covers buses, vans, and other vehicles used to transport passengers, protecting against accidents, third-party liability, and ensuring safety for both drivers and passengers.

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Mutual Funds

We offer trusted mutual fund options in Goa to help you grow long-term wealth. Choose from Debt Funds, Equity Funds, Tax-Saving Funds, and tailored SIP/SWP services — designed for your goals, whether it’s retirement, tax savings, or steady returns.

✔️ Diversifies your money across multiple sectors and securities
✔️ Offers flexible options like SIPs, SWPs, and tax-saving funds
✔️ Suitable for all financial goals—short-term, long-term, or retirement
✔️ Easy to redeem with quick payouts to your bank account
✔️ Professional fund management for better decision-making

At Shalchandra Investments, we help you choose the right mutual fund based on your goals, risk appetite, and time horizon—ensuring smarter, safer, and goal-driven investing.

SIP/ SWP Investment

SIP lets you invest a fixed amount regularly in mutual funds, helping you grow wealth steadily without timing the market. SWP allows you to withdraw a fixed amount periodically, offering a regular income. Both options ensure disciplined and flexible investing.

Debt Funds

Debt Funds invest in fixed-income instruments like government and corporate bonds, offering stable returns of 5–7% p.a. They provide high liquidity, act as a hedge against market volatility, and offer tax benefits through indexation.

Equity Funds

Equity Funds invest primarily in stocks, aiming for higher long-term returns by growing your wealth through the equity market. They carry higher risk but offer great potential for capital appreciation.

Pension Funds

Pension Funds help you build a retirement corpus by investing regularly in a mix of assets, ensuring steady growth and financial security after retirement.

Tax Saving

Tax Saving Funds (ELSS) offer tax benefits under Section 80C while helping your money grow by investing primarily in equities, combining savings with potential high returns.

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Get In Touch With Us!

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Opposite Navtara hotel,
Shop No: s-11,Ground Floor, White Castle Complex, Xim Khorlim, Mapusa, Goa, 403507.

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We’re here to help you build WEALTH with CONFIDENCE, CLARITY and CONSISTENCY. From smart savings to LONG-TERM INVESTMENTS, your financial future is our priority.

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📩 shalchandrainvestments77@gmail.com

📞 +91 9764770407

📍 Opposite Navtara hotel, Shop No: s-11, Ground Floor, White Castle Complex, Xim Khorlim, Mapusa, Goa, 403507.

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